Premier League finance, in plain English

Can your club still spend?

Track Premier League squad-cost room, transfer impact and PSR risk using public filings and live football data — independent estimates for all 20 clubs, updated through the window.

Try the calculator View the club table How the numbers work

Levy line

85% of football income

Overspend between 85% and 115% brings a financial levy — a fine, not a points deduction.

Points-deduction line

115% of football income

Crossing it means a fixed 6-point deduction, plus 1 more point per £6.5m over the line.

All 20 clubs

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ProjectionSquad-cost basisCurrent PSRwatch view using public data.

What does this mean?

Forward-looking squad-cost estimate for 2026/27, built from public filings, reported transfer data, provider wage estimates and PSRwatch assumptions. Subject to transfer, wage, revenue and rule changes. These are unofficial PSRwatch estimates — final regulatory decisions sit with the leagues. Methodology

over the points-deduction thresholdi

131% of the 115% points line

Estimated deduction: 16 points

Transfer effecti

Transfers have reduced room by about £51m.

AFC Bournemouth

over the points-deduction thresholdi

130% of the 115% points line

Estimated deduction: 10 points

Transfer effecti

Transfers have reduced room by about £3m.

before a points deductioni

113% of the 115% points line

Faces a financial levy on £66m of overspend above 85%

Transfer effecti

Transfers have reduced room by about £6m.

Brighton & Hove Albion

before a points deductioni

105% of the 115% points line

Faces a financial levy on £54m of overspend above 85%

Transfer effecti

Transfers have reduced room by about £33m.

before a points deductioni

102% of the 115% points line

Faces a financial levy on £37m of overspend above 85%

Transfer effecti

Transfers have reduced room by about £30m.

before a points deductioni

99% of the 115% points line

Faces a financial levy on £30m of overspend above 85%

Transfer effecti

Transfers have reduced room by about £27m.

before a points deductioni

98% of the 115% points line

Faces a financial levy on £32m of overspend above 85%

Transfer effecti

Transfers have reduced room by about £4m.

before a points deductioni

92% of the 115% points line

Faces a financial levy on £13m of overspend above 85%

Transfer effecti

Transfers have created about £1m more room.

Nottingham Forest

before a points deductioni

95% of the 115% points line

Faces a financial levy on £27m of overspend above 85%

Transfer effecti

Transfers have created about £27m more room.

Newcastle United

before a points deductioni

99% of the 115% points line

Faces a financial levy on £56m of overspend above 85%

Transfer effecti

Transfers have reduced room by about £10m.

before a points deductioni

59% of the 115% points line

Transfer effecti

Transfers have created about £11m more room.

before a points deductioni

97% of the 115% points line

Faces a financial levy on £54m of overspend above 85%

Transfer effecti

Transfers have created about £14m more room.

before a points deductioni

71% of the 115% points line

Transfer effecti

Transfers have reduced room by about £12m.

before a points deductioni

55% of the 115% points line

Transfer effecti

Transfers have reduced room by about £13m.

before a points deductioni

50% of the 115% points line

Transfer effecti

Transfers have created about £8m more room.

Manchester City

before a points deductioni

86% of the 115% points line

Faces a financial levy on £6m of overspend above 85%

Transfer effecti

Transfers have reduced room by about £43m.

before a points deductioni

79% of the 115% points line

Transfer effecti

Transfers have reduced room by about £17m.

Manchester United

before a points deductioni

73% of the 115% points line

Transfer effecti

Transfers have reduced room by about £85m.

Tottenham Hotspur

before a points deductioni

68% of the 115% points line

Transfer effecti

Transfers have reduced room by about £93m.

before a points deductioni

76% of the 115% points line

Transfer effecti

Transfers have reduced room by about £44m.

How to use PSRwatch

1
Pick a club
Open any club to see its estimated squad-cost room and status.
Browse clubs
2
Check the room
See how close it is to the 85% levy line and the 115% points line.
See an example
3
Try a transfer
Model a signing or sale and watch the room change.
Open calculator
4
Read the method
Sources, freshness and limits — in plain English.
Methodology

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These are unofficial PSRwatch estimates for the 2026/27 forecast season, based on accounts, transfer data and PSRwatch modelling. They are not an official Premier League, EFL or UEFA ruling.

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