Transfer calculator
Can my club afford this transfer?
Build a transfer scenario and see how it changes the club's spending room. Pick a season: 2026/27 uses the Premier League squad-cost rule (Red Threshold primary); 2024/25 and 2025/26 use each season's real squad, transfers and filed accounts on the older PSR basis.
Model updated: 01 Sept 2026
No move entered yet - the result panel shows AFC Bournemouth's current position. Enter a fee, wages or another figure to model a move.
PSRwatch model, before undisclosed/private adjustments - not an official league finding.
This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.
| Move | Annual transfer-fee cost | Annual wages | Agent/signing costs | Annual squad-cost change | Book profit/loss | Revenue impact | Room effect |
|---|---|---|---|---|---|---|---|
| Signing | £0m | £0m | £0m | £0m | £0m | £0m | Little financial effect |
Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.
Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.
Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.
Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.
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2026/27 · Premier League Squad Cost Ratio - try up to three moves side by side. PSRwatch model, not an official league finding.
A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with the club's estimated football income - 85% of income is the Green Threshold (levy / allowance line); the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.
Every figure is an independent PSRwatch estimate, not an official Premier League calculation. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.
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