Transfer calculator
Can my club afford this transfer?
Build a transfer scenario and see how it changes the club's remaining room before the Premier League squad-cost limit.
Scenario uses a projected squad-cost baseline (2026/27). Old PSR season views are on club pages.
No scenario moves added yet — the result shows a worked example (£50m signing over 5 years), not a real AFC Bournemouth transaction. Edit the form or add moves to model a real one.
This scenario would leave AFC Bournemouth with approximately £112m over the levy threshold. It would reduce remaining spending room by £18m. The estimated squad-cost ratio would increase from 130.1% to 138.6%, leaving them red zone. Crossing the 115% threshold would mean an estimated 13-point deduction (a fixed 6, plus 1 per £6.5m of the £50m over the line).
This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.
| Move | Annual transfer-fee costi | Annual wages | Agent/signing costs | Annual squad-cost change | Book profit/loss | Revenue impact | Room effect |
|---|---|---|---|---|---|---|---|
| Signing | +£11m | +£8m | £3m | +£18m | £0m | £0m | £18m less room |
Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.
Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.
Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.
Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.
A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with the club's estimated football income — 85% of income is the levy line, and points deductions begin at 115%.
Every figure is an independent PSRwatch estimate, not an official Premier League calculation. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.
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