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Estimates updated 19 Jul, 09:57 · Accounts synced 18 Jul, 22:34
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Manchester United

2026/27 spending-room estimate

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ProjectionSquad-cost basis
Football income
£777m
Squad cost
£568m
SCR ratio
73%
Room before points line
£326m
ComfortableCurrent PSRwatch view using public data.

2026/27Premier League SCR projection. This is the live view used across the rest of this page.

What does this mean?Forward-looking squad-cost estimate for 2026/27, built from public filings, reported transfer data, provider wage estimates and PSRwatch assumptions. Subject to transfer, wage, revenue and rule changes. These are unofficial PSRwatch estimates — final regulatory decisions sit with the leagues. Methodology

Quick answer

PSRwatch estimates Manchester United's 2026/27 squad-cost ratio at 73% of football income — comfortably inside the squad-cost thresholds. That leaves roughly £326m of annual squad-cost room before the 115% points-deduction line. Estimates updated 19 Jul, 09:57; accounts last synced 18 Jul, 22:34. These are independent PSRwatch estimates, not official Premier League calculations.

Use this page to answer: “How much PSR room do Manchester United have?” · “How close are Manchester United to a points deduction?” · “What is Manchester United's squad-cost ratio?”

Today's read

Manchester United are estimated to be comfortably inside the squad-cost thresholds.

They have around £326m of room before the 115% points-deduction threshold, with an SCR estimate of 73% against the 115% points line (the 85% levy line is the secondary reference).

They are inside the 85% levy threshold, so no levy or points deduction applies on current estimates.

Confirmed transfers this summer have reduced remaining room by about £85m (+11.0 percentage points).

The old-PSR model is not expected to be the biggest issue in the 2023/24-2025/26 closeout window.

Room before a points deduction

Room before points deduction
£326m

Annual squad-cost room before the 115% threshold where points deductions start.

SCR estimatei
73% of 115%

Points deductions start at 115% of football income. The 85% levy line is the secondary reference.

Room before levy thresholdi
£93m

Room before the 85% line where a financial levy on overspend starts.

Estimated squad cost
£568m

Accounts wage bill (all staff), annual transfer-fee costs and other squad-cost items.

Transfer effect

This table translates confirmed transfer activity into spending-room impact. A transfer fee is normally spread across the player's contract as an annual transfer-fee cost. Wages, signing fees, agent fees, loans and sales then change the live squad-cost position.

Player / itemMoveFrom / ToFeeContractAnnual transfer-fee costiBook profit/lossSCR movement
Andrey SantosInChelsea FC£47m4 yrs£12m£0m+3.0pp
Dermot MeeInManchester United U21Undisclosed4 yrs~£4m~£0m+1.5pp
Jack FletcherInManchester United U18Undisclosed4 yrs~£9m~£0m+2.4pp
Karl DarlowInLeeds United£0m3 yrs£0m£0m+0.9pp
Rasmus HøjlundOutSSC Napoli£37mSale/no fee spread£0m£24m-1.3pp
Tyler FletcherInManchester United U18Undisclosed4 yrs~£8m~£0m+2.1pp
Youri TielemansInAston Villa£34m4 yrs£9m£0m+2.4pp

~ Undisclosed fees use a PSRwatch modelling estimate to derive squad-cost figures. Undisclosed or estimated sale fees are not counted as real football income until reported or filed.

Football income

The SCR estimate depends on football income, so PSRwatch starts from the latest filed accounts and then estimates the 2026/27 income base.

Latest actual revenue
£667m

2024/25

Football incomei
£777m

£730m low / £824m high

Player trading
£28m

Built from filed accounts or reported sale fees only — undisclosed-fee estimates never count as income.

Latest actual revenue
£667m
Matchday forecast
£124m
Broadcasting forecast
£323m
Commercial forecast
£240m
UEFA forecast
£62m
Player trading contribution
£28m
Football income
£777m

Latest filed revenue baseline: 2024/25.

Central forecast starts from the committed club forecast and splits football income using a league-typical modelled mix (about 18% matchday / 47% broadcasting in the Premier League) — the club's own filed mix will be used once its accounts disclose one.

Premier League participation is included in the broadcasting and commercial mix.

UEFA participation adds a separate revenue line and UEFA SCR exposure.

Low/high range is a deterministic +/-6% sensitivity around central football income.

Forecast income already clears the applicable Premier League floors (income >= GBP 175m, broadcasting >= GBP 95m), so no uplift was needed.

Squad-cost breakdown

Squad cost combines the club's accounts wage bill (all staff — a conservative stand-in for the League's player-and-coach definition), annual transfer-fee costs and estimated agent, signing, loan and bonus costs, compared with football income to give the SCR estimate.

Squad wage bill (accounts, all staff)
£319m

From the club's filed accounts: total staff costs including non-playing staff, bonuses and employer NI. The League's squad-cost test counts player and head-coach pay, so this numerator errs conservative.

Annual transfer-fee cost
£227m
Agent, signing, loan and bonus costs
£22m
Other squad-related costs
£0m
Squad cost
£568m
Football income
£777m
Squad Cost Ratio
73.1%
85% capacity (levy starts)
£660m
115% capacity (points deduction starts)
£893m
Room before the levy threshold
£93m
Room before a points deduction
£326m

Old PSR: 2023/24-2025/26

Old PSR is the old three-year loss-based framework. It remains relevant for historic assessment and final closeout, but it is no longer the main live view for 2026/27 squad-building. Figures here are a PSRwatch model from filed accounts and public data — official PSR calculations can include private and regulatory adjustments that are not public.

3-year adjusted result
£291m

2023/24, 2024/25, 2025/26

Base loss allowance
£15m

GBP 5m per known PL/EFL season.

Equity applied
£0m

Available £223m; cap £90m.

Modelled old-PSR roomi
£396m

Before undisclosed/private adjustments.

Maximum allowable loss
£105m

Funded allowance available for this cycle.

Funding shortfall
£0m

Shortfall to support losses above baseline if needed.

Leagues
PL / PL / PL

League mix drives PL/EFL loss cap.

3-year adjusted result
£291m
Adjusted old PSR loss
£0m
Base loss allowance
£15m
Equity/secure funding available
£223m
Equity cap
£90m
Equity applied to current loss
£0m
Maximum funded allowable loss
£105m
Old PSR headroom
£396m
Old PSR headroom as pct of allowance
376.9%

UEFA rules

UEFA rules are shown separately because clubs in European competition may face a stricter squad-cost threshold than the Premier League.

UEFA statusi
Risk

70% threshold

UEFA ratio
73.1%

Room (£24m)

UEFA squad cost
£568m
UEFA football income
£777m
UEFA squad-cost ratio
73.1%
70% UEFA capacity
£544m
Room before UEFA limit
(£24m)

Owner funding

Owner funding can affect financial resilience and, under the old PSR framework, support permitted losses. It does not automatically create new squad-cost room under the revenue-linked SCR model.

Funding available
£223m

2023/24, 2024/25, 2025/26

Applied to old PSR
£0m

Cycle cap £90m.

Affects old PSR
Yes

Can support the old funded loss allowance.

Affects SCR capacity
No

SCR is revenue-linked, so owner funding is not automatic capacity.

Player ledger

Player-level squad-cost model from contract, wage and player-registration cost data.

Per-player wages are estimated gross fixed salaries from public sources. They sum well below the accounts wage bill used in the squad-cost estimate above, because that bill also covers bonuses, employer NI and non-playing staff.

PlayerPositionContract endCapitalised costWage estimateAnnual transfer-fee costiAnnual squad cost
Senne LammensGoalkeeper2030-06-30£1m£3m£9m£12m
Altay BayındırGoalkeeper2027-06-30£0m£2m£1m£3m
Karl DarlowGoalkeeper2028-06-30£0m£5m£0m£5m
Tom HeatonGoalkeeper2027-06-30£0m£2m£0m£2m
Dermot MeeGoalkeeper2028-06-30£17m£7m£2m£9m
Leny YoroCentre-Back2029-06-30£1m£6m£13m£19m
Lisandro MartínezCentre-Back2027-06-30£1m£6m£10m£17m
Matthijs de LigtCentre-Back2029-06-30£1m£10m£8m£18m
Ayden HeavenCentre-Back2029-06-30£1m£1m£8m£9m
Harry MaguireCentre-Back2027-06-30£0m£9m£2m£11m
Tyler FredricsonCentre-Back2028-06-30£0m£1m£1m£2m
Luke ShawLeft-Back2027-06-30£0m£8m£2m£10m
Harry AmassLeft-Back2027-06-30£0m£0m£2m£2m
Diego LeónLeft-Back2029-06-30£0m£6m£1m£7m
Diogo DalotRight-Back2028-06-30£1m£4m£8m£12m
Noussair MazraouiRight-Back2028-06-30£0m£7m£5m£12m
Manuel UgarteDefensive Midfield2029-06-30£1m£6m£6m£13m
Toby CollyerDefensive Midfield2027-06-30£0m£0m£1m£2m
Kobbie MainooCentral Midfield2031-06-30£2m£8m£18m£26m
Andrey SantosCentral Midfield2031-06-30£48m£9m£10m£19m
Youri TielemansCentral Midfield2031-06-30£35m£8m£8m£16m
Tyler FletcherCentral Midfield2027-06-30£29m£6m£0m£6m
Dan GoreCentral Midfield2027-06-30£0m£6m£0m£6m
Bruno FernandesAttacking Midfield2027-06-30£1m£16m£9m£25m
Mason MountAttacking Midfield2028-06-30£1m£8m£6m£14m
Jack FletcherAttacking Midfield2027-06-30£34m£6m£0m£7m
Marcus RashfordLeft Winger2028-06-30£1m£16m£10m£26m
Patrick DorguLeft Winger2030-06-30£1m£2m£9m£11m
Bryan MbeumoRight Winger2030-06-30£2m£8m£19m£27m
Amad DialloRight Winger2030-06-30£1m£6m£12m£18m
Matheus CunhaCentre-Forward2030-06-30£2m£9m£19m£29m
Benjamin SeskoCentre-Forward2030-06-30£2m£10m£19m£30m
Joshua ZirkzeeCentre-Forward2029-06-30£1m£5m£5m£11m
Chido ObiCentre-Forward2028-06-30£0m£1m£1m£2m
Ethan WheatleyCentre-Forward2028-06-30£0m£0m£0m£1m

Methodology and sources

Premier League SCR is estimated as squad costs divided by football income. Spending between 85% and 115% of football income attracts a financial levy on the overspend; crossing 115% brings a fixed 6-point deduction plus 1 further point per GBP 6.5m spent beyond the 115% capacity.

Squad costs use the club's accounts wage bill (all staff — conservative vs the League's player-and-coach definition), annual transfer-fee cost, and estimated agent, signing, loan and bonus costs.

Transfer fees are spread across contract life. Sales compare proceeds with remaining book value to estimate book profit or loss.

Revenue forecasts start from the latest filed accounts and committed club forecast, then split 2026/27 football income into matchday, broadcasting, commercial, UEFA and player-trading lines.

Old PSR is retained only as a 2023/24-2025/26 closeout layer. Owner funding can support the old loss allowance when available and capped, but it does not create new SCR revenue capacity.

Each public snapshot is generated from PSRwatch-owned JSON files after validation, with the last good snapshot kept if an upstream refresh fails.

Manchester United latest accounts extract (2024/25) - Accounts values are parsed from Companies House filings where available, then normalised into the committed full dataset.

PSRwatch 2026/27 squad-cost forecast - Forecast uses committed income, wage, annual transfer-fee cost and transfer assumptions with deterministic rule calculations.

Spotted something wrong for Manchester United? Report an issue.

Glossary

Squad Cost Ratio
Squad costs divided by football income.
Football income
Forecast matchday, broadcasting, commercial, UEFA and relevant player-trading income used as the SCR denominator.
Room before limit
Annual squad-cost capacity before the 85% levy threshold is reached.
Levy threshold (85%)
Spending beyond 85% of football income attracts a financial levy (fine) on the overspend, up to the 115% buffer.
Red zone / points threshold (115%)
Crossing 115% of football income brings a fixed 6-point deduction, plus 1 further point per GBP 6.5m spent beyond the 115% capacity.
UEFA rules
Separate squad-cost pressure for clubs in European competition, shown against a 70% threshold.
Old PSR
The old three-year loss-based regime, retained as a closeout layer for 2023/24-2025/26.
Owner equity / secure funding
Funding that can support old PSR loss allowance when available and capped, but does not automatically add SCR capacity.
Annual transfer-fee cost
Capitalised transfer cost spread across the player's contract.
Book value
Unamortised capitalised player cost remaining on the balance sheet.
Book profit/loss
Sale proceeds less remaining book value and sale costs.
Academy sale
Sale of a club-developed player, often carrying low book value and high book profit.
Free transfer
A transfer with no fee, though wages, signing fee and agent fee can still affect squad cost.
Loan fee
Temporary fee or wage contribution linked to a loan move.
Transfer effect
Change in annual squad-cost room caused by transfer activity.
Spendable capacity
Annual squad-cost room converted into a football-language estimate, not a recommendation or exact budget.
PSRwatch is independent. Figures are unofficial estimates from public filings, transfer data and PSRwatch modelling. They are not endorsed by the Premier League, EFL, UEFA or any club.