Ipswich Town
2026/27 spending-room dashboard
Quick read
Ipswich Town are estimated to be comfortably below the Premier League limit.
They have around £16m of remaining room before the Premier League limit.
Transfers this summer have reduced remaining room by about £3m (+1.8 percentage points).
Old PSR is not expected to be the biggest issue in the 2023/24-2025/26 closeout window.
Current position
Wages, annual transfer-fee costs and other squad-cost items.
Forecast income used for the squad-cost ratio.
85% Premier League limit, 115% severe marker.
Annual squad-cost room before the Premier League limit.
Distance from the severe 115% marker.
Equivalent to roughly £78m of five-year fees before wages.
Transfers this summer have reduced remaining room by about £3m (+1.8 percentage points).
Transfer effects
This table translates transfer activity into spending-room impact. A transfer fee is normally spread across the player's contract as an annual transfer-fee cost. Wages, signing fees, agent fees, loans and sales then change the live squad-cost position.
| Player / item | Move | From / To | Fee | Contract | Wage estimatei | Annual transfer-fee costi | Book profit/loss | SCR movement | Source |
|---|---|---|---|---|---|---|---|---|---|
| 2026/27 incoming transfer pool | In | Provider/manual aggregate | £12m | 5 yrs | £1m | £2m | £0m | +2.1pp | Committed aggregate transfer model |
| 2026/27 outgoing sale pool | Out | Provider/manual aggregate | £6m | Sale/no fee spread | £0m | £0m | £4m | -0.3pp | Committed aggregate transfer model |
Squad cost detail
Where player-level contract data is not available, PSRwatch shows squad cohorts from wage and player-registration cost totals rather than presenting guessed individual contracts as fact.
| Player / cohort | Position | Contract end | Capitalised cost | Wage estimate | Annual transfer-fee costi | Book valuei | Annual squad cost | Source |
|---|---|---|---|---|---|---|---|---|
| Senior squad: Goalkeepers | GK | 2029-06-30 | £9m | £8m | £3m | £6m | £11m | PSRwatch cohort estimate from wage ledger and accounts player-registration amortisation totals. |
| Senior squad: Defenders | DEF | 2029-06-30 | £34m | £33m | £11m | £22m | £44m | PSRwatch cohort estimate from wage ledger and accounts player-registration amortisation totals. |
| Senior squad: Midfielders | MID | 2029-06-30 | £32m | £31m | £10m | £21m | £41m | PSRwatch cohort estimate from wage ledger and accounts player-registration amortisation totals. |
| Senior squad: Forwards | FWD | 2029-06-30 | £32m | £31m | £10m | £21m | £41m | PSRwatch cohort estimate from wage ledger and accounts player-registration amortisation totals. |
Football income
Squad Cost Ratio depends on football income, so PSRwatch starts from latest filed accounts and then estimates the live 2026/27 income base.
2024/25
£174m low / £196m high
Included only where estimated for the football-income calculation.
Latest filed revenue baseline: 2024/25.
Central forecast starts from the committed club model and splits revenue into matchday, broadcasting, commercial, UEFA and player-trading components.
Premier League participation is included in the broadcasting and commercial mix.
No UEFA revenue is included unless the club is flagged for Europe.
Low/high range is a deterministic +/-6% sensitivity around the central revenue base.
Old PSR: 2023/24-2025/26
Old PSR is the old three-year loss-based framework. It remains relevant for historic compliance and final closeout, but it is no longer the main live operating view for 2026/27 squad-building.
2023/24, 2024/25, 2025/26
GBP 5m per known PL/EFL season.
Available £0m; cap £46m.
Clear closeout
Funded allowance available for this cycle.
Shortfall to support losses above baseline if needed.
League mix drives PL/EFL loss cap.
UEFA rules
Not currently flagged for UEFA exposure.
Not currently flagged for UEFA rules.
No UEFA SCR calculation applied.
Owner funding
Owner funding can affect financial resilience and, under the old PSR framework, support permitted losses. It does not automatically create new squad-cost room under the revenue-linked SCR model.
2023/24, 2024/25, 2025/26
Cycle cap £46m.
Can support the old funded loss allowance.
SCR is revenue-linked, so owner funding is not automatic capacity.
No equity filing is counted for this cycle in the current source log, so only the base allowance is treated as funded.
Methodology and sources
Premier League SCR is estimated as squad costs divided by football revenue base. The live threshold used here is 85%, with a 115% red-zone marker.
Squad costs include player wages, annual transfer-fee amortisation, and modelled agent, signing, loan and bonus costs.
Transfer fees are spread across contract life as amortisation. Sales compare proceeds with remaining book value to estimate book profit or loss.
Revenue forecasts start from the latest filed accounts and committed club model, then split the 2026/27 football revenue base into matchday, broadcasting, commercial, UEFA and player-trading lines.
Old PSR is retained only as a 2023/24-2025/26 closeout layer. Owner funding can support the old loss allowance when available and capped, but it does not create new SCR revenue capacity.
Each public snapshot is generated from PSRwatch-owned JSON files after validation, with the last good snapshot kept if an upstream refresh fails.
Ipswich Town latest accounts model (2024/25) - Accounts values are parsed from Companies House filings where available, then normalised into the committed full model.
PSRwatch 2026/27 SCR forecast model - Forecast uses committed revenue, wage, amortisation and transfer assumptions with deterministic rule calculations.