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Model updated: 12 Sept 2026
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Liverpool

Squad · 2026/27 spending-room estimate

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Below GreenFinancial forecast

Liverpool squad, player by player

Per-player wages are gross fixed salaries from public sources, or a labelled estimate where no salary is published. Fees are reported transfer fees where one is in evidence. This table is a decomposition: the squad-cost estimate on the Briefing stays anchored to the club's own accounts, and the difference is stated here rather than hidden.

Annual squad cost (player rows)
£378m

Ledger total for 32 players. The club's accounts-anchored squad cost is £521m.

How this is calculated
sum of 32 rows: wages £232m + amortisation £146m = £378m club squad cost (accounts-anchored) = £521m

What the named players cost in a year on the ledger's own figures. The club's squad-cost test uses the accounts-anchored figure, which this table decomposes rather than replaces.

  • Wages (reported salaries plus bounded estimates)£232m · 61%
  • Annual transfer-fee cost£146m · 39%

The three most expensive players carry £110m, 29% of the ledger total. Wages are 61% of it; the rest is past transfer spend still being written down.

Reconciliation: the rows account for £232m of the £360m wage line and £146m of the £136m amortisation charge; the residuals (£129m and -£11m) are stated below the table, never absorbed.

Wage distribution
£7m mean

Median £7m. Estimated wages are shown as ranges in the table.

How this is calculated
mean = £232m / 32 players = £7m median = £7m

Mean versus median shows how top-heavy the wage bill is: a mean well above the median means a few contracts dominate.

  • under £2m5 players · 16%
  • £2m-£5m7 players · 22%
  • £5m-£10m (3 estimated)10 players · 31%
  • £10m-£15m (1 estimated)9 players · 28%
  • £15m+1 player · 3%

Fairly flat: the mean (£7m) sits close to the median (£7m), so the bill is spread across the squad rather than concentrated in a few contracts.

28 of 32 wages are reported gross salaries; 4 are bounded PSRwatch estimates shown as ranges. None is an official figure.

Book value remaining
£659m

Unamortised transfer cost still on the books. This is not what the squad is worth.

How this is calculated
sum of remaining book value across 32 rows = £659m (annual charge x seasons left, per player)

This is not what the squad is worth. Book value is the part of past transfer fees not yet written down; a sale above it is book profit, below it a loss.

  • From reported fees (accounting run-off)£659m · 100%
  • Apportioned from the club charge (no fee in evidence)£0m · 0%

£0m of book value sits on contracts that end this season, so it either runs off or is re-based by a renewal. 1 loan-in player carry no book value here; the parent club keeps amortising.

Book value on players whose fee is not in evidence is an apportionment of the club's filed charge, labelled MODELLED in the table. Loans do not pause amortisation for the club that owns the registration.

32 playersAnnual cost £378mAverage age 24.6Expiring 9On loan in 1Estimated wages 4Sorted by annual squad cost, highest first
  • Annual squad cost
    £39m
    Wage
    £15m
    Annual transfer-fee cost
    £24m
    Book value
    £122m
    Contract
    5 seasons left
  • Annual squad cost
    £37m
    Wage
    £10m
    Annual transfer-fee cost
    £26m
    Book value
    £105m
    Contract
    4 seasons left
  • Annual squad cost
    £34m
    Wage
    £13m
    Annual transfer-fee cost
    £21m
    Book value
    £105m
    Contract
    5 seasons left
  • Annual squad cost
    £26m
    Wage
    £10m
    Annual transfer-fee cost
    £16m
    Book value
    £80m
    Contract
    5 seasons left
  • Annual squad cost
    £21m
    Wage
    £7m-£14mest
    Annual transfer-fee cost
    £11m
    Book value
    £53m
    Contract
    5 seasons left
  • Virgil van DijkCBexpiring
    35 · NetherlandsModel a sale
    Annual squad cost
    £18m
    Wage
    £18m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    expiring
  • Annual squad cost
    £15m
    Wage
    £8m
    Annual transfer-fee cost
    £7m
    Book value
    £22m
    Contract
    4 seasons left
  • Annual squad cost
    £15m
    Wage
    £6m-£12mest
    Annual transfer-fee cost
    £6m
    Book value
    £34m
    Contract
    6 seasons left
  • 24 · NetherlandsModel a sale
    Annual squad cost
    £15m
    Wage
    £15m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    6 seasons left
  • Annual squad cost
    £14m
    Wage
    £4m
    Annual transfer-fee cost
    £10m
    Book value
    £39m
    Contract
    4 seasons left
  • 25 · NetherlandsModel a sale
    Annual squad cost
    £14m
    Wage
    £5m
    Annual transfer-fee cost
    £8m
    Book value
    £34m
    Contract
    4 seasons left
  • 27 · NetherlandsModel a sale
    Annual squad cost
    £13m
    Wage
    £13m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    4 seasons left
  • Annual squad cost
    £13m
    Wage
    £13m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    5 seasons left
  • Annual squad cost
    £13m
    Wage
    £8m
    Annual transfer-fee cost
    £5m
    Book value
    £10m
    Contract
    2 seasons left
  • Ronald AraujoCBloan inexpiring
    27 · Uruguay
    Annual squad cost
    £11m
    Wage
    £11m
    Annual transfer-fee cost
    £0mfree/loan
    Book value
    £0m
    Contract
    expiring
  • Annual squad cost
    £9m
    Wage
    £4m
    Annual transfer-fee cost
    £5m
    Book value
    £25m
    Contract
    5 seasons left
  • Annual squad cost
    £8m
    Wage
    £3m
    Annual transfer-fee cost
    £5m
    Book value
    £25m
    Contract
    5 seasons left
  • Annual squad cost
    £8m
    Wage
    £8m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    2 seasons left
  • AlissonGKexpiring
    33 · BrazilModel a sale
    Annual squad cost
    £8m
    Wage
    £8m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    expiring
  • Annual squad cost
    £8m
    Wage
    £7m
    Annual transfer-fee cost
    £1m
    Book value
    £3m
    Contract
    4 seasons left
  • Calvin RamsaySENexpiring
    23 · ScotlandModel a sale
    Annual squad cost
    £7m
    Wage
    £5m-£10mest
    Annual transfer-fee cost
    £0m
    Book value
    £0m
    Contract
    expiring
  • Harvey ElliottSENexpiring
    23 · EnglandModel a sale
    Annual squad cost
    £7m
    Wage
    £5m-£10mest
    Annual transfer-fee cost
    £0m
    Book value
    £0m
    Contract
    expiring
  • Annual squad cost
    £6m
    Wage
    £6m
    Annual transfer-fee cost
    £1m
    Book value
    £2m
    Contract
    4 seasons left
  • Joe GomezCBexpiring
    29 · EnglandModel a sale
    Annual squad cost
    £4m
    Wage
    £4m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    expiring
  • 23 · Northern IrelandModel a sale
    Annual squad cost
    £4m
    Wage
    £4m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    3 seasons left
  • 30 · GreeceModel a sale
    Annual squad cost
    £4m
    Wage
    £4m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    expiring
  • Wataru EndoDMexpiring
    33 · JapanModel a sale
    Annual squad cost
    £3m
    Wage
    £3m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    expiring
  • Annual squad cost
    £2m
    Wage
    £2m
    Annual transfer-fee cost
    £0mfree/loan
    Book value
    £0m
    Contract
    3 seasons left
  • Annual squad cost
    £1m
    Wage
    £1m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    2 seasons left
  • 19 · EnglandModel a sale
    Annual squad cost
    £1m
    Wage
    £1m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    4 seasons left
  • 25 · Czech RepublicModel a sale
    Annual squad cost
    £0m
    Wage
    £0m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    2 seasons left
  • Harvey DaviesGKexpiring
    23 · EnglandModel a sale
    Annual squad cost
    £0m
    Wage
    £0m
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    expiring

Wage labels: reported salaries are gross fixed pay from a public source; estimated wages are bounded PSRwatch ranges capped at the club's highest reported salary. Apportioned amortisation is a share of the club's filed charge, not a reported fee.

Reconciliation to the accounts£129m of wages and £11m of amortisation above the filed charge
Wages
Player rows (28 reported, 4 estimated)
£232m
Player and head-coach wage line (from accounts)
£360m
Unallocated: bonuses, employer NI, image rights, head coach
£129m
Annual transfer-fee cost
Player rows (16 reported fees, 14 apportioned, 2 free or loan)
£146m
Club charge (filed, grown forward)
£136m
Above the filed charge
£11m

A negative residual is not an error: contracts signed since the last filed year end amortise above that year's charge, which is exactly what a busy window does to a cost base. The squad-cost test on the Compliance tab uses the club figures.

Squad analysis

Amortisation wall: when past transfer fees stop being charged

£659m of book value still to be charged across 14 players. The annual charge falls below half of this season's by 2031/32. This season's £146m is 16 points of the squad-cost ratio.

Annual amortisation by season (£m)£146m2026/27£146m2027/281 roll off£141m2028/291 roll off£132m2029/305 roll off£88m2030/316 roll off£6m2031/321 roll off
from reported feesapportioned from the club chargeAccounting basis; no regulatory-cap column until the rule is sourced.

Contract cliff: what expires, and the wages at stake

22% of the ledger's annual cost sits on contracts ending within two seasons. Expiring wages either fall away or must be renewed; expiring book value runs off by then.

Annual wages on contracts ending each season (£m)£62m2026/279 players£17m2027/284 players£5m2028/292 players£54m2029/308 players£69m2030/317 players£24m2031/322 players

Age profile against cost

Average age 24.6; weighted by cost, 24.6. 4 players aged 30 or over carry £33m (9% of annual cost).

Annual squad cost by age band (£m)£40munder 216 pl.£105m21-238 pl.£150m24-268 pl.£50m27-296 pl.£4m30-321 pl.£29m33+3 pl.

Cost concentration

Top 3
29%

£110m

Top 5
42%

£157m

Top 10
62%

£234m

7 players account for half of the ledger's annual cost. Top three: Alexander Isak, Florian Wirtz, Bradley Barcola.

Loan exposure

£27m of book value is parked at other clubs across 5 loaned-out players, still amortising £9m a year here. Loans do not pause amortisation. Their wages (£35m) stay on this ledger unless the borrowing club's share is reported.

1 player borrowed this season carry £11m of wages here and no book value; the parent club keeps amortising the registration.

Every player links to a page with the full financial story (contract, wages, amortisation run-off, book value, transfer history). See the whole league on the players table. Want to test a sale or a signing against these numbers? Open the Liverpool calculator.

PSRwatch is independent. Figures are unofficial estimates from public filings, transfer data and PSRwatch modelling. They are not endorsed by the Premier League, EFL, UEFA or any club.