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Model updated: 12 Sept 2026
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Chelsea

Squad · 2026/27 spending-room estimate

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Below GreenFinancial forecast

Chelsea squad, player by player

Per-player wages are gross fixed salaries from public sources, or a labelled estimate where no salary is published. Fees are reported transfer fees where one is in evidence. This table is a decomposition: the squad-cost estimate on the Briefing stays anchored to the club's own accounts, and the difference is stated here rather than hidden.

Annual squad cost (player rows)
£448m

Ledger total for 31 players. The club's accounts-anchored squad cost is £571m.

How this is calculated
sum of 31 rows: wages £199m + amortisation £250m = £448m club squad cost (accounts-anchored) = £571m

What the named players cost in a year on the ledger's own figures. The club's squad-cost test uses the accounts-anchored figure, which this table decomposes rather than replaces.

  • Wages (reported salaries plus bounded estimates)£199m · 44%
  • Annual transfer-fee cost£250m · 56%

The three most expensive players carry £114m, 26% of the ledger total. Wages are 44% of it; the rest is past transfer spend still being written down.

Reconciliation: the rows account for £199m of the £298m wage line and £250m of the £247m amortisation charge; the residuals (£99m and -£3m) are stated below the table, never absorbed.

Wage distribution
£6m mean

Median £6m. Estimated wages are shown as ranges in the table.

How this is calculated
mean = £199m / 31 players = £6m median = £6m

Mean versus median shows how top-heavy the wage bill is: a mean well above the median means a few contracts dominate.

  • under £2m2 players · 6%
  • £2m-£5m4 players · 13%
  • £5m-£10m (10 estimated)21 players · 68%
  • £10m-£15m (2 estimated)4 players · 13%
  • £15m+0 players · 0%

Fairly flat: the mean (£6m) sits close to the median (£6m), so the bill is spread across the squad rather than concentrated in a few contracts.

19 of 31 wages are reported gross salaries; 12 are bounded PSRwatch estimates shown as ranges. None is an official figure.

Book value remaining
£1440m

Unamortised transfer cost still on the books. This is not what the squad is worth.

How this is calculated
sum of remaining book value across 31 rows = £1440m (annual charge x seasons left, per player)

This is not what the squad is worth. Book value is the part of past transfer fees not yet written down; a sale above it is book profit, below it a loss.

  • From reported fees (accounting run-off)£574m · 40%
  • Apportioned from the club charge (no fee in evidence)£866m · 60%

£0m of book value sits on contracts that end this season, so it either runs off or is re-based by a renewal. No loan-in players are on the ledger.

Book value on players whose fee is not in evidence is an apportionment of the club's filed charge, labelled MODELLED in the table. Loans do not pause amortisation for the club that owns the registration.

31 playersAnnual cost £448mAverage age 23.9Expiring 1On loan in 0Estimated wages 12Sorted by annual squad cost, highest first
  • Annual squad cost
    £43m
    Wage
    £9m
    Annual transfer-fee cost
    £34mapportioned
    Book value
    £237m
    Contract
    7 seasons left
  • Annual squad cost
    £41m
    Wage
    £7m
    Annual transfer-fee cost
    £34mapportioned
    Book value
    £237m
    Contract
    7 seasons left
  • Annual squad cost
    £31m
    Wage
    £10m
    Annual transfer-fee cost
    £20mapportioned
    Book value
    £122m
    Contract
    6 seasons left
  • Annual squad cost
    £24m
    Wage
    £8m
    Annual transfer-fee cost
    £17m
    Book value
    £116m
    Contract
    7 seasons left
  • Annual squad cost
    £22m
    Wage
    £5m
    Annual transfer-fee cost
    £17mapportioned
    Book value
    £51m
    Contract
    3 seasons left
  • Annual squad cost
    £20m
    Wage
    £10m
    Annual transfer-fee cost
    £9mapportioned
    Book value
    £28m
    Contract
    3 seasons left
  • Annual squad cost
    £19m
    Wage
    £7m-£10mest
    Annual transfer-fee cost
    £9m
    Book value
    £51m
    Contract
    6 seasons left
  • 26 · PortugalModel a sale
    Annual squad cost
    £18m
    Wage
    £8m
    Annual transfer-fee cost
    £10m
    Book value
    £50m
    Contract
    5 seasons left
  • Annual squad cost
    £16m
    Wage
    £5m-£10mest
    Annual transfer-fee cost
    £8mapportioned
    Book value
    £51m
    Contract
    6 seasons left
  • Annual squad cost
    £15m
    Wage
    £7m-£10mest
    Annual transfer-fee cost
    £5m
    Book value
    £42m
    Contract
    8 seasons left
  • Annual squad cost
    £15m
    Wage
    £8m
    Annual transfer-fee cost
    £7m
    Book value
    £48m
    Contract
    7 seasons left
  • Annual squad cost
    £14m
    Wage
    £2m
    Annual transfer-fee cost
    £12mapportioned
    Book value
    £47m
    Contract
    4 seasons left
  • Annual squad cost
    £14m
    Wage
    £6m-£10mest
    Annual transfer-fee cost
    £5m
    Book value
    £34m
    Contract
    7 seasons left
  • Annual squad cost
    £13m
    Wage
    £6m
    Annual transfer-fee cost
    £8m
    Book value
    £47m
    Contract
    6 seasons left
  • Annual squad cost
    £13m
    Wage
    £7m
    Annual transfer-fee cost
    £7m
    Book value
    £54m
    Contract
    8 seasons left
  • 20 · NetherlandsModel a sale
    Annual squad cost
    £12m
    Wage
    £6m
    Annual transfer-fee cost
    £6m
    Book value
    £37m
    Contract
    6 seasons left
  • 23 · NetherlandsModel a sale
    Annual squad cost
    £12m
    Wage
    £6m-£10mest
    Annual transfer-fee cost
    £3m
    Book value
    £21m
    Contract
    7 seasons left
  • Annual squad cost
    £10m
    Wage
    £2m
    Annual transfer-fee cost
    £7mapportioned
    Book value
    £30m
    Contract
    4 seasons left
  • Annual squad cost
    £10m
    Wage
    £5m-£9mest
    Annual transfer-fee cost
    £3mapportioned
    Book value
    £19m
    Contract
    7 seasons left
  • Annual squad cost
    £10m
    Wage
    £4m-£9mest
    Annual transfer-fee cost
    £3m
    Book value
    £16m
    Contract
    5 seasons left
  • Annual squad cost
    £9m
    Wage
    £4m-£9mest
    Annual transfer-fee cost
    £2m
    Book value
    £5m
    Contract
    2 seasons left
  • Annual squad cost
    £9m
    Wage
    £4m-£8mest
    Annual transfer-fee cost
    £2m
    Book value
    £7m
    Contract
    3 seasons left
  • Annual squad cost
    £9m
    Wage
    £0m
    Annual transfer-fee cost
    £8mapportioned
    Book value
    £25m
    Contract
    3 seasons left
  • Annual squad cost
    £9m
    Wage
    £6m
    Annual transfer-fee cost
    £2m
    Book value
    £7m
    Contract
    4 seasons left
  • 19 · BrazilModel a sale
    Annual squad cost
    £9m
    Wage
    £3m
    Annual transfer-fee cost
    £5m
    Book value
    £38m
    Contract
    7 seasons left
  • Axel DisasiSENexpiring
    28 · FranceModel a sale
    Annual squad cost
    £7m
    Wage
    £5m-£10mest
    Annual transfer-fee cost
    £0m
    Book value
    £0m
    Contract
    expiring
  • 18 · KazakhstanModel a sale
    Annual squad cost
    £7m
    Wage
    £6m
    Annual transfer-fee cost
    £1m
    Book value
    £2m
    Contract
    4 seasons left
  • Annual squad cost
    £6m
    Wage
    £4m-£8mest
    Annual transfer-fee cost
    £0mfree/loan
    Book value
    £0m
    Contract
    2 seasons left
  • Annual squad cost
    £5m
    Wage
    £3m-£7mest
    Annual transfer-fee cost
    £0mapportioned
    Book value
    £0m
    Contract
    2 seasons left
  • Annual squad cost
    £5m
    Wage
    £2m
    Annual transfer-fee cost
    £3mapportioned
    Book value
    £17m
    Contract
    5 seasons left
  • 22 · United StatesModel a sale
    Annual squad cost
    £3m
    Wage
    £2m
    Annual transfer-fee cost
    £1mapportioned
    Book value
    £2m
    Contract
    2 seasons left

Wage labels: reported salaries are gross fixed pay from a public source; estimated wages are bounded PSRwatch ranges capped at the club's highest reported salary. Apportioned amortisation is a share of the club's filed charge, not a reported fee.

Reconciliation to the accounts£99m of wages and £3m of amortisation above the filed charge
Wages
Player rows (19 reported, 12 estimated)
£199m
Player and head-coach wage line (from accounts)
£298m
Unallocated: bonuses, employer NI, image rights, head coach
£99m
Annual transfer-fee cost
Player rows (17 reported fees, 13 apportioned, 1 free or loan)
£250m
Club charge (filed, grown forward)
£247m
Above the filed charge
£3m

A negative residual is not an error: contracts signed since the last filed year end amortise above that year's charge, which is exactly what a busy window does to a cost base. The squad-cost test on the Compliance tab uses the club figures.

Squad analysis

Amortisation wall: when past transfer fees stop being charged

£1440m of book value still to be charged across 29 players. The annual charge falls below half of this season's by 2032/33. This season's £250m is 36 points of the squad-cost ratio.

Annual amortisation by season (£m)£250m2026/27£250m2027/283 roll off£246m2028/296 roll off£206m2029/302 roll off£187m2030/313 roll off£170m2031/325 roll off£119m2032/338 roll off£12m2033/342 roll off
from reported feesapportioned from the club chargeAccounting basis; no regulatory-cap column until the rule is sourced.

Contract cliff: what expires, and the wages at stake

7% of the ledger's annual cost sits on contracts ending within two seasons. Expiring wages either fall away or must be renewed; expiring book value runs off by then.

Annual wages on contracts ending each season (£m)£7m2026/271 player£19m2027/284 players£22m2028/294 players£18m2029/304 players£17m2030/313 players£40m2031/325 players£59m2032/338 players£17m2033/342 players

Age profile against cost

Average age 23.9; weighted by cost, 23.9. 3 players aged 30 or over carry £23m (5% of annual cost). 1 without a reported age.

Annual squad cost by age band (£m)£62munder 216 pl.£129m21-2311 pl.£209m24-268 pl.£17m27-292 pl.£23m33+3 pl.

Cost concentration

Top 3
26%

£114m

Top 5
36%

£161m

Top 10
56%

£249m

9 players account for half of the ledger's annual cost. Top three: Moisés Caicedo, Cole Palmer, Reece James.

Loan exposure

£2m of book value is parked at other clubs across 2 loaned-out players, still amortising £1m a year here. Loans do not pause amortisation. Their wages (£14m) stay on this ledger unless the borrowing club's share is reported.

  • Out: Axel Disasi to Crystal Palace · £0m book value, £0m a year
  • Out: Dastan Satpaev to Burnley FC · £2m book value, £1m a year

Every player links to a page with the full financial story (contract, wages, amortisation run-off, book value, transfer history). See the whole league on the players table. Want to test a sale or a signing against these numbers? Open the Chelsea calculator.

PSRwatch is independent. Figures are unofficial estimates from public filings, transfer data and PSRwatch modelling. They are not endorsed by the Premier League, EFL, UEFA or any club.