Transfer calculator
Can Manchester City afford this transfer?
This link opens with the latest financial snapshot for Manchester City already loaded.
Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.
£59m over 5 yrs → £484m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.
The result reflects this signing - use “Add to scenario” to stack more moves.
This scenario would leave Manchester City with approximately £484m of room to the 115% Red Threshold. It would reduce remaining spending room by £21m. The estimated squad-cost ratio would increase from 60.8% to 63.0%, leaving them below green.
| Contract | Before Green (85%) | Before Red (115%) |
|---|---|---|
| 3 years | £410mat £62m wages | £969mat £145m wages |
| 4 years | £497mat £75m wages | £1174mat £176m wages |
| 5 years | £569mat £85m wages | £1346mat £202m wages |
The largest fee whose annual cost (fee spread over the contract, plus wages and estimated associated costs) fits inside the room. Zero means no room at that wage.
The 7 most room-efficient sales reach £60m of room for £47m of proceeds.
- Marcus Bettinelli · Goalkeeperin planat £0m (market value): £3m of room, -£2m book profit, £4m a year of cost saved
- Pierce Charles · SEN · on loan elsewherein planat £2m (book value, nil profit): £6m of room, £0m book profit, £6m a year of cost saved
- Gerónimo Rulli · Goalkeeperin planat £5m (market value): £8m of room, £2m book profit, £7m a year of cost saved
- Ryan McAidoo · Right Wingerin planat £7m (market value): £10m of room, £5m book profit, £9m a year of cost saved
- Mateo Kovacic · Central Midfieldin planat £8m (market value): £11m of room, £7m book profit, £9m a year of cost saved
- Jeremy Monga · SEN · on loan elsewherein planat £8m (book value, nil profit): £9m of room, £0m book profit, £9m a year of cost saved
- Mathys Detourbet · SEN · on loan elsewherein planat £17m (book value, nil profit): £13m of room, £0m book profit, £13m a year of cost saved
- Gianluigi Donnarumma · Goalkeeperat £38m (market value): £24m of room, £13m book profit, £20m a year of cost saved
Market values are specialist-database figures, not offers. Players already sold in the scenario above and loan-in players are excluded; 4 players have no market value or book value in evidence and cannot be priced.
| Season | Football income | Squad cost | Ratio | Room to Red | Lines | Status |
|---|---|---|---|---|---|---|
2026/27 | £931m £876m to £987m | £587m +£21m vs base | 63.0% +2.2 pts | +£484m +£205m to Green | 85% / 115% | Below Green UEFA 70%: +£65m |
2027/28 | £919m £864m to £974m | £621m +£21m vs base | 67.6% +2.3 pts | +£436m +£160m to Green | 85% / 115% | Below Green UEFA 70%: +£22m |
2028/29 | £919m £864m to £974m | £655m +£21m vs base | 71.3% +2.2 pts | +£401m +£126m to Green | 85% / 115% | Below Green UEFA 70%: -£12m |
Promotion is not a preset: every club here is in the Premier League, and newly promoted clubs already carry the promoted-club income floor. Base-case notes: UEFA income and the three-year player-trading average are held at the published level: the base case assumes the same European status. Use the outcome presets to change it.
This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.
Revenue impact of a sale is one third of the book profit: the League counts player-sale profit through a three-year average, so the same third also lands in each of the next two seasons (see the three-season view).
| Move | Annual transfer-fee cost | Annual wages | Agent/signing costs | Annual squad-cost change | Book profit/loss | Revenue impact | Room effect | After this move |
|---|---|---|---|---|---|---|---|---|
| Iliman Ndiaye | +£12m | +£9m | £0m | +£21m | £0m | £0m | £21m less room | 63.0% · Below Green £484m to Red · £205m to Green |
“After this move” is the cumulative path: the club's position once each move in the scenario has landed, in order.
Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.
Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.
Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.
Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.
A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Manchester City's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.
Manchester City figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.