Transfer calculator
Can Fulham afford this transfer?
This link opens with the latest financial snapshot for Fulham already loaded.
Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.
£27m over 5 yrs → £69m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.
The result reflects this signing - use “Add to scenario” to stack more moves.
This scenario would leave Fulham with approximately £69m of room to the 115% Red Threshold. It would reduce remaining spending room by £10m. The estimated squad-cost ratio would increase from 85.1% to 88.7%, leaving them levy zone. Being above the 85% Green Threshold but inside the 115% Red Threshold means a levy / allowance charge on about £10m of overspend - a fine, not a points deduction.
| Contract | Before Green (85%) | Before Red (115%) |
|---|---|---|
| 3 years | £0mat £0m wages | £137mat £21m wages |
| 4 years | £0mat £0m wages | £166mat £25m wages |
| 5 years | £0mat £0m wages | £190mat £29m wages |
The largest fee whose annual cost (fee spread over the contract, plus wages and estimated associated costs) fits inside the room. Zero means no room at that wage.
The 4 most room-efficient sales reach £12m of room for £3m of proceeds.
- Alex Borto · Goalkeeperin planat £0m (book value, nil profit): £5m of room, £0m book profit, £5m a year of cost saved
- Tom Cairney · Central Midfieldin planat £0m (market value): £2m of room, £0m book profit, £2m a year of cost saved
- Benjamin Lecomte · Goalkeeperin planat £1m (market value): £2m of room, £0m book profit, £2m a year of cost saved
- Harrison Reed · Central Midfieldin planat £2m (market value): £3m of room, £2m book profit, £3m a year of cost saved
- Jonah Kusi-Asare · Centre-Forwardat £3m (market value): £4m of room, -£3m book profit, £5m a year of cost saved
- Bernd Leno · Goalkeeperat £5m (market value): £9m of room, £5m book profit, £7m a year of cost saved
- Manuel Ángel · Central Midfieldat £4m (market value): £5m of room, £1m book profit, £5m a year of cost saved
- Luc De Fougerolles · Centre-Backat £4m (market value): £5m of room, £3m book profit, £4m a year of cost saved
Market values are specialist-database figures, not offers. Players already sold in the scenario above and loan-in players are excluded.
| Season | Football income | Squad cost | Ratio | Room to Red | Lines | Status |
|---|---|---|---|---|---|---|
2026/27 | £261m £245m to £276m | £231m +£10m vs base | 88.7% +3.6 pts | +£68m -£10m to Green | 85% / 115% | Levy zone |
2027/28 | £261m £245m to £276m | £231m +£10m vs base | 88.8% +3.7 pts | +£58m -£10m to Green | 85% / 111% | Levy zone |
2028/29 | £261m £245m to £276m | £231m +£10m vs base | 88.8% +3.7 pts | +£48m -£10m to Green | 85% / 107% | Levy zone |
Promotion is not a preset: every club here is in the Premier League, and newly promoted clubs already carry the promoted-club income floor. Base-case notes: The financial model carries 2027/28 flat against 2026/27: no filed evidence yet of growth or run-off beyond the current squad.
This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.
Revenue impact of a sale is one third of the book profit: the League counts player-sale profit through a three-year average, so the same third also lands in each of the next two seasons (see the three-season view).
| Move | Annual transfer-fee cost | Annual wages | Agent/signing costs | Annual squad-cost change | Book profit/loss | Revenue impact | Room effect | After this move |
|---|---|---|---|---|---|---|---|---|
| Emile Smith Rowe | +£5m | +£4m | £0m | +£10m | £0m | £0m | £10m less room | 88.7% · Levy zone £69m to Red · -£10m to Green |
“After this move” is the cumulative path: the club's position once each move in the scenario has landed, in order.
Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.
Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.
Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.
Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.
A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Fulham's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.
Fulham figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.