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Transfer calculator

Can Arsenal afford this transfer?

This link opens with the latest financial snapshot for Arsenal already loaded.

Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.

Shared scenario · PSRwatch estimate
Arsenal + Piero HincapiéBelow Green

£0m over 5 yrs → £391m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.

Build a scenario
Standard inputs first. Accounting extras are in advanced mode.

No move entered yet - the result panel shows Arsenal's current position. Enter a fee, wages or another figure to model a move.

Result
Plain-English read on spending room and squad-cost ratio.
Add a transfer or contract move to calculate its impact. The numbers below are Arsenal's current modelled position.
Current Squad Cost Ratio (SCR)
64.0%
of the 115% Red Threshold (Green Threshold 85%)
Room to Red Threshold
£391m
115% sporting-sanction line
Room to Green Threshold
£161m
85% levy / allowance line
Old PSR model
£290m modelled room
Baseline allowance · 2023/24-2025/26 closeout - before undisclosed/private adjustments.
UEFA exposure
70% test applies
In UEFA competition
Room before the 115% points-deduction threshold£391m

PSRwatch model, before undisclosed/private adjustments - not an official league finding.

How much can Arsenal spend?
Answered from the current position: £161m of room before the 85% Green Threshold, £391m before the 115% Red Threshold. PSRwatch estimates on forecast income, not a budget.
Maximum transfer fee
ContractBefore Green (85%)Before Red (115%)
3 years£322mat £48m wages£782mat £117m wages
4 years£390mat £59m wages£948mat £142m wages
5 years£447mat £67m wages£1086mat £163m wages

The largest fee whose annual cost (fee spread over the contract, plus wages and estimated associated costs) fits inside the room. Zero means no room at that wage.

Maximum wage for one more signingat a fee of£m over five years
Before the Green Threshold
£150m a year
about £2,890k a week
Before the Red Threshold
£380m a year
about £7,315k a week
What would need to be sold to create£m of room before the Green Threshold?

The 3 most room-efficient sales reach £52m of room for £49m of proceeds.

  • Kepa Arrizabalaga · Goalkeeperin plan
    at £4m (market value): £5m of room, -£1m book profit, £6m a year of cost saved
  • Illan Meslier · Goalkeeperin plan
    at £7m (market value): £8m of room, £7m book profit, £6m a year of cost saved
  • Ezri Konsa · Centre-Backin plan
    at £38m (market value): £38m of room, £13m book profit, £35m a year of cost saved
  • Mikel Merino · Central Midfield
    at £21m (market value): £19m of room, -£6m book profit, £20m a year of cost saved
  • Tommy Setford · SEN · on loan elsewhere
    at £15m (book value, nil profit): £11m of room, £0m book profit, £11m a year of cost saved
  • David Raya · Goalkeeper
    at £25m (market value): £18m of room, -£2m book profit, £19m a year of cost saved
  • Kai Havertz · Centre-Forward
    at £46m (market value): £29m of room, £38m book profit, £19m a year of cost saved
  • Ben White · Right-Back
    at £25m (market value): £16m of room, £21m book profit, £10m a year of cost saved

Market values are specialist-database figures, not offers. Players already sold in the scenario above and loan-in players are excluded; 1 player has no market value or book value in evidence and cannot be priced.

Three seasons, with outcomes
Season one is the published headline. Seasons two and three follow the financial model's forecast trajectory, then your moves are carried through their contract years and the outcome presets applied from 2027/28. Same rules engine for every cell.
SeasonFootball incomeSquad costRatioRoom to RedLinesStatus
2026/27
£767m
£721m to £813m
£491m
64.0%
60 to 68%
+£391m
+£161m to Green
85% / 115%Below Green
UEFA 70%: +£46m
2027/28
£745m
£701m to £790m
£491m
65.9%
62 to 70%
+£366m
+£142m to Green
85% / 115%Below Green
UEFA 70%: +£31m
2028/29
£745m
£701m to £790m
£491m
65.9%
62 to 70%
+£366m
+£142m to Green
85% / 115%Below Green
UEFA 70%: +£31m

Promotion is not a preset: every club here is in the Premier League, and newly promoted clubs already carry the promoted-club income floor. Base-case notes: UEFA income and the three-year player-trading average are held at the published level: the base case assumes the same European status. Use the outcome presets to change it.

Transfer capacity
A rough translation of annual room into fee capacity before wages.
Current capacity
£804m
Capacity after scenario
£804m

This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.

Breakdown
How each move changes squad cost, revenue and room.

Revenue impact of a sale is one third of the book profit: the League counts player-sale profit through a three-year average, so the same third also lands in each of the next two seasons (see the three-season view).

MoveAnnual transfer-fee costAnnual wagesAgent/signing costsAnnual squad-cost changeBook profit/lossRevenue impactRoom effectAfter this move
Piero Hincapié£0m£0m£0m£0m£0m£0mLittle financial effect64.0% · Below Green
£391m to Red · £161m to Green

“After this move” is the cumulative path: the club's position once each move in the scenario has landed, in order.

Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.

Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.

Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.

Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.

Quick answer

A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Arsenal's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.

Arsenal figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.

Can Arsenal afford it? Adds spending room | PSRwatch