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Transfer calculator

Can Arsenal afford this transfer?

This link opens with the latest financial snapshot for Arsenal already loaded.

Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.

Shared scenario · PSRwatch estimate
Arsenal + Kepa ArrizabalagaBelow Green

£5m over 5 yrs → £389m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.

Build a scenario
Standard inputs first. Accounting extras are in advanced mode.

The result reflects this signing - use “Add to scenario” to stack more moves.

Result
Plain-English read on spending room and squad-cost ratio.
Easily affordableUses under half of the estimated room to the 85% Green Threshold. PSRwatch estimate.

This scenario would leave Arsenal with approximately £389m of room to the 115% Red Threshold. It would reduce remaining spending room by £2m. The estimated squad-cost ratio would increase from 64.0% to 64.3%, leaving them below green.

Post on XDownload card imageThe link unfurls into a card showing this verdict.
Room to Red Threshold (now)
£391m
115% sporting-sanction line
Room to Red Threshold (after)
£389m
still below the Red Threshold
Current Squad Cost Ratio (SCR)
64.0%
of the 115% Red Threshold (Green Threshold 85%)
New Squad Cost Ratio (SCR)
64.3%
of the 115% Red Threshold (Green Threshold 85%)
Room to Green Threshold (now)
£161m
85% levy / allowance line
Room to Green Threshold (after)
£159m
below the Green Threshold
Transfer effect
£2m less room
+2.0 annual squad cost
Status
Below Green
Sporting-sanction risk
None
Applies only above the 115% Red Threshold
Levy / allowance exposure
None
Applies only above the 85% Green Threshold
UEFA effect
£44m
70% UEFA room
Old PSR model
£290m modelled room
Baseline allowance · 2023/24-2025/26 closeout - before undisclosed/private adjustments.
Room before the 115% points-deduction threshold£389m
Room before the 85% levy threshold£159m
How much can Arsenal spend?
Answered from the position after the scenario above: £159m of room before the 85% Green Threshold, £389m before the 115% Red Threshold. PSRwatch estimates on forecast income, not a budget.
Maximum transfer fee
ContractBefore Green (85%)Before Red (115%)
3 years£318mat £48m wages£778mat £117m wages
4 years£385mat £58m wages£943mat £141m wages
5 years£441mat £66m wages£1080mat £162m wages

The largest fee whose annual cost (fee spread over the contract, plus wages and estimated associated costs) fits inside the room. Zero means no room at that wage.

Maximum wage for one more signingat a fee of£m over five years
Before the Green Threshold
£148m a year
about £2,852k a week
Before the Red Threshold
£378m a year
about £7,277k a week
What would need to be sold to create£m of room before the Green Threshold?

The 3 most room-efficient sales reach £52m of room for £49m of proceeds.

  • Kepa Arrizabalaga · Goalkeeperin plan
    at £4m (market value): £5m of room, -£1m book profit, £6m a year of cost saved
  • Illan Meslier · Goalkeeperin plan
    at £7m (market value): £8m of room, £7m book profit, £6m a year of cost saved
  • Ezri Konsa · Centre-Backin plan
    at £38m (market value): £38m of room, £13m book profit, £35m a year of cost saved
  • Mikel Merino · Central Midfield
    at £21m (market value): £19m of room, -£6m book profit, £20m a year of cost saved
  • Tommy Setford · SEN · on loan elsewhere
    at £15m (book value, nil profit): £11m of room, £0m book profit, £11m a year of cost saved
  • David Raya · Goalkeeper
    at £25m (market value): £18m of room, -£2m book profit, £19m a year of cost saved
  • Kai Havertz · Centre-Forward
    at £46m (market value): £29m of room, £38m book profit, £19m a year of cost saved
  • Ben White · Right-Back
    at £25m (market value): £16m of room, £21m book profit, £10m a year of cost saved

Market values are specialist-database figures, not offers. Players already sold in the scenario above and loan-in players are excluded; 1 player has no market value or book value in evidence and cannot be priced.

Three seasons, with outcomes
Season one is the published headline. Seasons two and three follow the financial model's forecast trajectory, then your moves are carried through their contract years and the outcome presets applied from 2027/28. Same rules engine for every cell.
SeasonFootball incomeSquad costRatioRoom to RedLinesStatus
2026/27
£767m
£721m to £813m
£493m
+£2m vs base
64.3%
+0.3 pts
+£389m
+£159m to Green
85% / 115%Below Green
UEFA 70%: +£44m
2027/28
£745m
£701m to £790m
£493m
+£2m vs base
66.2%
+0.3 pts
+£364m
+£140m to Green
85% / 115%Below Green
UEFA 70%: +£29m
2028/29
£745m
£701m to £790m
£493m
+£2m vs base
66.2%
+0.3 pts
+£364m
+£140m to Green
85% / 115%Below Green
UEFA 70%: +£29m

Promotion is not a preset: every club here is in the Premier League, and newly promoted clubs already carry the promoted-club income floor. Base-case notes: UEFA income and the three-year player-trading average are held at the published level: the base case assumes the same European status. Use the outcome presets to change it.

Transfer capacity
A rough translation of annual room into fee capacity before wages.
Current capacity
£804m
Capacity after scenario
£794m

This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.

Breakdown
How each move changes squad cost, revenue and room.

Revenue impact of a sale is one third of the book profit: the League counts player-sale profit through a three-year average, so the same third also lands in each of the next two seasons (see the three-season view).

MoveAnnual transfer-fee costAnnual wagesAgent/signing costsAnnual squad-cost changeBook profit/lossRevenue impactRoom effectAfter this move
Kepa Arrizabalaga+£1m+£1m£0m+£2m£0m£0m£2m less room64.3% · Below Green
£389m to Red · £159m to Green

“After this move” is the cumulative path: the club's position once each move in the scenario has landed, in order.

Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.

Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.

Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.

Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.

Quick answer

A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Arsenal's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.

Arsenal figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.

Can Arsenal afford it? Easily affordable | PSRwatch