Transfer calculator
Can Sunderland afford this transfer?
This link opens with the latest financial snapshot for Sunderland already loaded.
Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.
Sale at £14m → £117m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.
From the squad ledger: wage £2m-£5m (PSRwatch estimate, central £3m), book value £15m (from the reported fee), 4 seasons left to 2030-06-30. Market value £14m (specialist database).
The result reflects this sale - use “Add to scenario” to stack more moves.
This scenario would leave Sunderland with approximately £117m of room to the 115% Red Threshold. It would increase remaining spending room by £7m. The estimated squad-cost ratio would fall from 52.3% to 48.5%, leaving them below green.
| Contract | Before Green (85%) | Before Red (115%) |
|---|---|---|
| 3 years | £129mat £19m wages | £234mat £35m wages |
| 4 years | £156mat £23m wages | £284mat £43m wages |
| 5 years | £179mat £27m wages | £325mat £49m wages |
The largest fee whose annual cost (fee spread over the contract, plus wages and estimated associated costs) fits inside the room. Zero means no room at that wage.
The 10 most room-efficient sales reach £69m of room for £60m of proceeds.
- Simon Moore · Goalkeeperin planat £0m (market value): £1m of room, £0m book profit, £1m a year of cost saved
- Luke O'Nien · Centre-Backin planat £1m (market value): £2m of room, £1m book profit, £1m a year of cost saved
- Thomas Meunier · Right-Backin planat £1m (market value): £3m of room, £1m book profit, £2m a year of cost saved
- Aji Alese · Centre-Backin planat £1m (market value): £1m of room, £1m book profit, £1m a year of cost saved
- Reinildo Mandava · Left-Backin planat £3m (market value): £6m of room, £3m book profit, £3m a year of cost saved
- Alan Browne · Central Midfieldin planat £2m (market value): £2m of room, £2m book profit, £1m a year of cost saved
- Abdoullah Ba · Right Midfieldin planat £1m (market value): £2m of room, £1m book profit, £1m a year of cost saved
- Granit Xhaka · Defensive Midfieldin planat £7m (market value): £7m of room, -£6m book profit, £12m a year of cost saved
Market values are specialist-database figures, not offers. Players already sold in the scenario above and loan-in players are excluded; 2 players have no market value or book value in evidence and cannot be priced.
This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.
| Move | Annual transfer-fee cost | Annual wages | Agent/signing costs | Annual squad-cost change | Book profit/loss | Revenue impact | Room effect | After this move |
|---|---|---|---|---|---|---|---|---|
| Nilson Angulo | -£4m | -£3m | £0m | -£7m | -£1m | -£1m | £7m more room | 48.5% · Below Green £117m to Red · £64m to Green |
“After this move” is the cumulative path: the club's position once each move in the scenario has landed, in order.
Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.
Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.
Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.
Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.
A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Sunderland's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.
Sunderland figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.