Transfer calculator
Can Manchester United afford this transfer?
This link opens with the latest financial snapshot for Manchester United already loaded.
Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.
£64m over 5 yrs → £304m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.
The result reflects this signing - use “Add to scenario” to stack more moves.
This scenario would leave Manchester United with approximately £304m of room to the 115% Red Threshold. It would reduce remaining spending room by £22m. The estimated squad-cost ratio would increase from 73.1% to 75.9%, leaving them below green.
This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.
| Move | Annual transfer-fee cost | Annual wages | Agent/signing costs | Annual squad-cost change | Book profit/loss | Revenue impact | Room effect |
|---|---|---|---|---|---|---|---|
| Carlos Baleba | +£13m | +£10m | £0m | +£22m | £0m | £0m | £22m less room |
Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.
Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.
Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.
Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.
A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Manchester United's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.
Manchester United figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.