Transfer calculator
Can Fulham afford this transfer?
This link opens with the latest financial snapshot for Fulham already loaded.
Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.
Sale at £13m → £73m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.
From the squad ledger: wage £3m-£6m (PSRwatch estimate, central £4m), book value £26m (from the reported fee), 5 seasons left to 2031-06-30. Market value £13m (specialist database).
The result reflects this sale - use “Add to scenario” to stack more moves.
This scenario would leave Fulham with approximately £73m of room to the 115% Red Threshold. It would reduce remaining spending room by £1m. The estimated squad-cost ratio would increase from 85.1% to 85.6%, leaving them levy zone. Being above the 85% Green Threshold but inside the 115% Red Threshold means a levy / allowance charge on about £2m of overspend - a fine, not a points deduction.
| Contract | Before Green (85%) | Before Red (115%) |
|---|---|---|
| 3 years | £0mat £0m wages | £146mat £22m wages |
| 4 years | £0mat £0m wages | £177mat £27m wages |
| 5 years | £0mat £0m wages | £203mat £30m wages |
The largest fee whose annual cost (fee spread over the contract, plus wages and estimated associated costs) fits inside the room. Zero means no room at that wage.
The 1 most room-efficient sale reach £5m of room for £0m of proceeds.
- Alex Borto · Goalkeeperin planat £0m (book value, nil profit): £5m of room, £0m book profit, £5m a year of cost saved
- Tom Cairney · Central Midfieldat £0m (market value): £2m of room, £0m book profit, £2m a year of cost saved
- Benjamin Lecomte · Goalkeeperat £1m (market value): £2m of room, £0m book profit, £2m a year of cost saved
- Harrison Reed · Central Midfieldat £2m (market value): £4m of room, £2m book profit, £3m a year of cost saved
- Bernd Leno · Goalkeeperat £5m (market value): £11m of room, £5m book profit, £7m a year of cost saved
- Luc De Fougerolles · Centre-Backat £4m (market value): £7m of room, £3m book profit, £4m a year of cost saved
- Timothy Castagne · Right-Backat £7m (market value): £9m of room, £6m book profit, £4m a year of cost saved
- Manuel Ángel · Central Midfieldat £4m (market value): £5m of room, £1m book profit, £5m a year of cost saved
Market values are specialist-database figures, not offers. Players already sold in the scenario above and loan-in players are excluded.
This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.
| Move | Annual transfer-fee cost | Annual wages | Agent/signing costs | Annual squad-cost change | Book profit/loss | Revenue impact | Room effect | After this move |
|---|---|---|---|---|---|---|---|---|
| Shea Charles | -£5m | -£4m | £0m | -£9m | -£13m | -£13m | £1m less room | 85.6% · Levy zone £73m to Red · -£1m to Green |
“After this move” is the cumulative path: the club's position once each move in the scenario has landed, in order.
Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.
Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.
Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.
Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.
A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Fulham's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.
Fulham figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.