Transfer calculator
Can Crystal Palace afford this transfer?
This link opens with the latest financial snapshot for Crystal Palace already loaded.
Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.
Sale at £3m → £192m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.
From the squad ledger: wage £2m (reported gross salary), book value £0m (arrived free or on loan), 2 seasons left to 2028-06-30. Market value £3m (specialist database).
The result reflects this sale - use “Add to scenario” to stack more moves.
This scenario would leave Crystal Palace with approximately £192m of room to the 115% Red Threshold. It would increase remaining spending room by £4m. The estimated squad-cost ratio would fall from 58.6% to 57.5%, leaving them below green.
| Contract | Before Green (85%) | Before Red (115%) |
|---|---|---|
| 3 years | £183mat £28m wages | £384mat £58m wages |
| 4 years | £222mat £33m wages | £465mat £70m wages |
| 5 years | £255mat £38m wages | £533mat £80m wages |
The largest fee whose annual cost (fee spread over the contract, plus wages and estimated associated costs) fits inside the room. Zero means no room at that wage.
The 8 most room-efficient sales reach £59m of room for £39m of proceeds.
- Remi Matthews · Goalkeeperin planat £0m (market value): £1m of room, £0m book profit, £1m a year of cost saved
- Takehiro Tomiyasu · Centre-Backin planat £4m (market value): £7m of room, £4m book profit, £4m a year of cost saved
- Matheus França · Second Strikerin planat £5m (market value): £8m of room, £5m book profit, £5m a year of cost saved
- Will Hughes · Central Midfieldin planat £4m (market value): £7m of room, £4m book profit, £3m a year of cost saved
- Jefferson Lerma · Defensive Midfieldin planat £5m (market value): £8m of room, £5m book profit, £4m a year of cost saved
- Daichi Kamada · Central Midfieldin planat £8m (market value): £13m of room, £8m book profit, £6m a year of cost saved
- Walter Benítez · Goalkeeperin planat £3m (market value): £5m of room, £3m book profit, £2m a year of cost saved
- Ben Chilwell · Left-Backin planat £8m (market value): £11m of room, £8m book profit, £4m a year of cost saved
Market values are specialist-database figures, not offers. Players already sold in the scenario above and loan-in players are excluded; 3 players have no market value or book value in evidence and cannot be priced.
This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.
| Move | Annual transfer-fee cost | Annual wages | Agent/signing costs | Annual squad-cost change | Book profit/loss | Revenue impact | Room effect | After this move |
|---|---|---|---|---|---|---|---|---|
| Walter Benítez | £0m | -£2m | £0m | -£2m | +£3m | +£3m | £4m more room | 57.5% · Below Green £192m to Red · £92m to Green |
“After this move” is the cumulative path: the club's position once each move in the scenario has landed, in order.
Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.
Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.
Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.
Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.
A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Crystal Palace's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.
Crystal Palace figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.