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Transfer calculator

Can Coventry City afford this transfer?

This link opens with the latest financial snapshot for Coventry City already loaded.

Models the current 2026/27 Premier League season under the squad-cost rules (115% Red Threshold primary). Historical old-PSR season views are on club pages.

Shared scenario · PSRwatch estimate
Coventry City + Frank OnyekaBelow Green

Sale at £7m → £153m room to the Red Threshold. Edit the scenario below - every figure is an independent estimate, not an official ruling.

Build a scenario
Standard inputs first. Accounting extras are in advanced mode.

From the squad ledger: wage £1m-£1m (PSRwatch estimate, central £1m), book value £6m (from the reported fee), 4 seasons left to 2030-06-30. Market value £7m (specialist database).

The result reflects this sale - use “Add to scenario” to stack more moves.

Result
Plain-English read on spending room and squad-cost ratio.
Adds spending roomEstimated squad-cost ratio moves 30.4% to 28.6%. PSRwatch estimate.

This scenario would leave Coventry City with approximately £153m of room to the 115% Red Threshold. It would increase remaining spending room by £4m. The estimated squad-cost ratio would fall from 30.4% to 28.6%, leaving them below green.

Post on XDownload card imageThe link unfurls into a card showing this verdict.
Room to Red Threshold (now)
£149m
115% sporting-sanction line
Room to Red Threshold (after)
£153m
still below the Red Threshold
Current Squad Cost Ratio (SCR)
30.4%
of the 115% Red Threshold (Green Threshold 85%)
New Squad Cost Ratio (SCR)
28.6%
of the 115% Red Threshold (Green Threshold 85%)
Room to Green Threshold (now)
£96m
85% levy / allowance line
Room to Green Threshold (after)
£100m
below the Green Threshold
Transfer effect
£4m more room
-2.8 annual squad cost
Status
Below Green
Sporting-sanction risk
None
Applies only above the 115% Red Threshold
Levy / allowance exposure
None
Applies only above the 85% Green Threshold
UEFA effect
Not exposed
No current UEFA test
Old PSR model
£6m modelled room
Baseline allowance · 2023/24-2025/26 closeout - before undisclosed/private adjustments.
Room before the 115% points-deduction threshold£153m
Room before the 85% levy threshold£100m
How much can Coventry City spend?
Answered from the position after the scenario above: £100m of room before the 85% Green Threshold, £153m before the 115% Red Threshold. PSRwatch estimates on forecast income, not a budget.
Maximum transfer fee
ContractBefore Green (85%)Before Red (115%)
3 years£200mat £30m wages£306mat £46m wages
4 years£242mat £36m wages£371mat £56m wages
5 years£278mat £42m wages£426mat £64m wages

The largest fee whose annual cost (fee spread over the contract, plus wages and estimated associated costs) fits inside the room. Zero means no room at that wage.

Maximum wage for one more signingat a fee of£m over five years
Before the Green Threshold
£90m a year
about £1,721k a week
Before the Red Threshold
£143m a year
about £2,744k a week
What would need to be sold to create£m of room before the Green Threshold?

The 8 most room-efficient sales reach £55m of room for £48m of proceeds.

  • Daniel Bentley · Goalkeeperin plan
    at £1m (market value): £2m of room, £1m book profit, £1m a year of cost saved
  • Ben Wilson · Goalkeeperin plan
    at £0m (market value): £1m of room, £0m book profit, £0m a year of cost saved
  • Jake Bidwell · Left-Backin plan
    at £1m (market value): £1m of room, £1m book profit, £1m a year of cost saved
  • Ethan Pinnock · Centre-Backin plan
    at £3m (market value): £4m of room, £0m book profit, £4m a year of cost saved
  • Taiwo Awoniyi · Centre-Forwardin plan
    at £7m (market value): £8m of room, £2m book profit, £6m a year of cost saved
  • Aurèle Amenda · Centre-Backin plan
    at £8m (market value): £10m of room, £1m book profit, £9m a year of cost saved
  • Carl Rushworth · Goalkeeperin plan
    at £13m (market value): £14m of room, £3m book profit, £12m a year of cost saved
  • Caleb Yirenkyi · Central Midfieldin plan
    at £15m (market value): £16m of room, £4m book profit, £13m a year of cost saved

Market values are specialist-database figures, not offers. Players already sold in the scenario above and loan-in players are excluded; 5 players have no market value or book value in evidence and cannot be priced.

Quick what-ifs
Simple toggles for common fan scenarios.
Transfer capacity
A rough translation of annual room into fee capacity before wages.
Current capacity
£481m
Capacity after scenario
£500m

This assumes transfer fees are spread over five-year contracts before wages, agent fees, bonuses and registration timing. It is a translation of room, not a recommended budget.

Breakdown
How each move changes squad cost, revenue and room.
MoveAnnual transfer-fee costAnnual wagesAgent/signing costsAnnual squad-cost changeBook profit/lossRevenue impactRoom effectAfter this move
Frank Onyeka-£1m-£1m£0m-£3m+£1m+£1m£4m more room28.6% · Below Green
£153m to Red · £100m to Green

“After this move” is the cumulative path: the club's position once each move in the scenario has landed, in order.

Amortisation spreads a fee across the contract. A £50m signing on a five-year deal is a £10m annual cost before wages and other fees.

Room effect combines squad-cost change and football-income impact. A sale can help twice: lower costs and, if profitable, stronger football income.

Book profit or loss is sale proceeds minus remaining book value and sale costs. Academy sales often have low book value.

Owner equity is shown only for old PSR because the new squad-cost test is linked to football income, not shareholder funding.

Quick answer

A transfer fee is spread over the contract: a £50m fee on a five-year deal adds about £10m a year. Wages count in full each season. Annual squad cost ≈ fee ÷ contract years + wages + a small allowance for agent and bonus costs. The calculator compares that yearly cost with Coventry City's estimated football income - the 85% Green Threshold opens the levy / allowance zone; the 115% Red Threshold is the primary line, where sporting sanctions (points) begin.

Coventry City figures here are independent PSRwatch estimates, not official Premier League calculations. Read how PSRwatch builds its estimates, or the plain-English explainers on how transfer fees are spread over contracts and the Premier League squad-cost rule.

Can Coventry City afford it? Adds spending room | PSRwatch